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  1. Tales from the Corporate Frontlines: Shifting Culture and Climate in Today’s Corporate World

    December 18, 2011 nowszowik

    This articles relates to the AlphaMeasure core competency Culture and Climate. AlphaMeasure defines climate as the effect an organization has on the employees, while culture refers more to the acceptable behaviors, attitudes, and habits of the organization as a whole. chat avenue adult Knowing and understanding workplace culture and climate leads to a better understanding of what factors are influencing employees. girl web cam In relation, the level of service your customers receive is almost always influenced by the culture and climate of your organization. This competency can be especially insightful if your organization is experiencing customer service related issues or problems working together internally.

    A Tale from the Corporate Frontlines: An Employee’s Perpective on Culture and Climate. This short story is part of AlphaMeasure’s Tales from the Corporate Frontlines.

    When large, multinational corporations acquire medium-sized, locally-oriented businesses, huge shifts in the culture and climate of the workplace can occur.

    I experienced such a shift while working for a prosperous company with a rich local history and plenty of prestige in the community. When I started there, years ago, the culture was very friendly and laid back. This may have been due to the fact that although an eastern company, it was owned and directed by a larger west coast entity.

    The culture and climate was relaxed and friendly. Occupants of executive row could be seen mingling with “regular employees” at company functions, which were many- the bill nearly always footed by the company. They recognized employees and their families by name, and were regularly spotted in offices, hallways, and the cafeteria, catching up with fellow workers, and enjoying themselves. Morale was high, along with productivity and profitability. It reminded me of working for a family business, even though 500+ people worked in the building.

    Then came the sale. At the first of many employee meetings, the details of the huge corporate transaction, of the kind so common these days, were outlined. This new parent company turned out to have a climate and culture exactly the opposite from what we were used to for years.

    Change didn’t occur overnight, but gradually the shift began. Then it washed over our little company like a tidal wave. Executive row was walled in like a fortress, and its occupants stayed inside. We were barraged by memos, new rules, more rules, dress codes, building regs, vacation regs, holiday changes, work process changes, changes for the sake of making changes (or so it seemed to the employees), layoffs, restructurings- the climate became tense and chaotic. Morale suffered, as well as productivity.

    Eventually, things worked out. Communication between various levels of management improved, understandings were reached, and the company survived and thrived again. But I always wondered—couldn’t someone have done something to make the shift easier and smoother? With sales, mergers, and acquisitions so common these days, there has got to be a better way. It seemed to me that if a little consideration had been given to the radical climate and culture changes involved, the company could have handled the transition more smoothly, to the benefit of everyone involved.

    This article may be reprinted provided it is published in its entirety, includes the author bio information, and all links remain active.

    2004 – AlphaMeasure, Inc. – All Rights Reserved

    Category Commitment | Tags: , | Comments Off

  2. Men: Friends or Foes?

    November 22, 2011 nowszowik

    For years women have been asking me some version of, “What should I do?” The situations range from “I haven’t heard from him, should I call him?” to “I’m not getting what I need, should I tell him?”

    The most important thing determining the answers to these questions is where they are answered from. On a practical, everyday basis, women have two options in relating to men: Adversaries or Partners. Each approach will yield different answers to the above questions and determine your behavior overall.

    In an adversarial relationship, men and women are on different sides. There is always a winner and a loser. In most places where you find dependency, you will find adversarial relationships. Between children and their parents, between employees and employers, for example, and anywhere that men and women are certain they can’t live without each other.

    Power in an adversarial relationship is limited. One must always be concerned with who has more. It’s all about strategizing, maneuvering, and figuring out how to get what you need from the other. You have to be careful, concerned, smart and concealing. Plan your moves and don’t give away your real feelings or intentions.

    Women have inherited an adversarial relationship to men. About two million years of dependency has sealed it into our DNA, at least for the foreseeable future. Our adversarial relationship can be seen in all the expressions of popular culture, e.g. books, films, television programming and radio shows; lawmaking and litigation; internet jokes and verbal gender bashing.

    The fact that women are no longer dependent on men for food, shelter and protection doesn’t matter at the level of instinct. At the level of instinct, all men are potential attackers or protectors. We usually assume the first until proven otherwise. It’s the “all men are dangerous” instinctive concern that has women on guard most of the time, much to the dismay of good men, which would be the majority.

    Instinct has us behave in a variety of delightful (tongue in cheek) ways. First we use manipulation, and if that doesn’t get us what we need, we resort to emasculation. It’s all about power. If we’re not sure a man will use his power for our benefit, then we must reduce his power. We emasculate men down to safe levels – where they’re handy but not threatening; the modern day equivalent of a eunuch.

    In a paradigm of partnership, power behaves by different rules. Power is unlimited and unfixed. It can grow, and it can shrink. The more power you have, the more power I have. If we take care of each other, we’re both better off. Being honest about our needs, looking out for the other guy, being kind and generous, giving and receiving support and respect – these are all natural behaviors in a partnership.

    Friend or Foe? Partner or Adversary? How are you going to relate to men?

    If you choose “Partner”, there are some things you will need to do.

    · First, find out what is fair to expect from your partner. Expecting him to act like a woman will cause frequent disappointment and could easily send you right back to “foe”.

    · Second, learn how to communicate in his language. Men speak and listen differently than women. You can complain about this or adapt. Adapting will make you more effective.

    · Third, examine what you really need from your partner and ask for it. Nobody can provide everything, so you have to prioritize. Ask for the most important things and anything else is a bonus.

    Meanwhile, here is a great guideline for figuring out what to do:

    Ask yourself, “What would I do if he was my friend?”

    This question will naturally lead you to a partner-friendly answer and clear out the manipulative strategies you might have adopted.

    Let’s apply the question to, “He hasn’t called! What do I do?” A famous rule – born of manipulation – tells you to never call men. Funny, that’s not what men think! Men tell us they like being called by women. It shows you care. It shows you like him too. It makes him feel like he has a partner! “What would I do if he was my friend?” would quickly lead you to making that call.

    Category Singles | Tags: ,,, | Comments Off

  3. How to Have Lots of Friends In Your Old Age

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    Many people find it difficult to make new friends as they get older. Yet some older people are able to have an active social life as they age. We should all learn the secrets to having a successful social life no matter how old we get.

    Why is it important to keep making new friends as you grown older? Those seniors who are isolated and lonely tend to have more health problems and a poorer quality of life than those who have a good social network of friends and family.

    Older people confront unique challenges in trying to make new friends for these reasons:

    - Older people may become less physically mobile and more confined to home.

    - They often have less money to spend on recreation and entertainment.

    - Older people are also more likely to suffer from depression and withdraw from others.

    - They may be physically frail and afraid to go out at night.

    - Conversations may become more difficult when hearing and eyesight start to fail.

    Even if they remain healthy themselves, aging people experience the deaths of long time friends and spouses. This means that their circle of social and emotional support will shrink and eventually disappear unless they make a point of making new friends in an ongoing way.

    If you don’t make an active committment to seek out and make new friends as you grow older, and as life circumstances change, there is a danger that you could end up isolated and lonely.

    The world will not necessarily make it easy for you to make new friends as you get older, but just because it may be harder doesn’t mean that you shouldn’t try.

    In the modern western world, older people are often treated as if their usefulness is finished, and as if what they have to say is not really relevant to the young.

    Many older people are shocked to discover when they retire at the age of sixty or sixty-five, that the friendships they thought had developed at work do not survive the retirement party.

    People in North America are much more segregated along age lines than people in some other parts of the world. In North America, teenagers tend to socialize with other teenagers, and older people are expected to make friends with other older people.

    No matter where you live, or what your age, you do not need to follow your local society’s dictates about what age your friends should be. You do not need to restrict yourself to making friends only with your own age group.

    Sometimes you may find you develop a true friendship bond with someone who is decades younger than you, or someone from a different race or culture that you previously knew nothing about.

    No matter what your current age may be, if you are concerned that you may be lonely in your later years, the time to start doing something about it is now.

    Make a point of being outgoing and starting up a few conversations each day everywhere you go. Call up people from the past and ask them to meet you for lunch or coffee.

    Find some local groups that need your help. Join some clubs and organizations that involve younger people and not just seniors. Be friendly and approachable, and keep an open mind.

    As you grow older, make sure you stay living in the present, not in the past.

    In your conversations with others, don’t be fixated on who you used to be. Don’t talk only about yourself and your children’s lives, or complain about all your ailments and operations.

    It’s important to listen to others and let conversation become a two way street.

    Be willing to make many social approaches to others, no matter what the outcome. Stay interested in the current world and stay optimistic.

    You will only make new friends if you can show that you can be interesting and interested in others.

    Category Reconnecting | Tags: , | Comments Off

  4. How to Get Over A Guy – 5 Steps For Moving On

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    Are you having difficulty with getting over a guy? Emotionally letting go of someone that you were in a close relationship with can be hard. It doesn’t matter if they broke up with you or you did the disconnecting. There’s a space in your heart and in your life that they filled. Without them in it, you can have feelings of emptiness. Yet people get over their failed relationships. In this article, you’ll find 5 steps to get over a guy you still like or love.

    First you must let out the hurt. It is okay to cry during the period of time where you’re trying to get over a guy. Some people think it’s therapeutic to use a journal to record their feelings about the pain and the process. That may help you as well.

    Another thing that I believe would be very effective is to write a long letter to your ex boyfriend. In it, talk about the good and bad times, the part of the relationship that hurt you, tell him all of the things you wish you had said when you were together. Put everything you want to say in the letter. Once you’re finished with it, burn it. Yes you heard me. Don’t even consider putting it in the mail. Get rid of it immediately. Watch your hurt, pain, and thoughts go up in smoke. This will bring you some closure.

    Next, consider all of the pieces and parts of the relationship and determine if it’s really over. If you’re hanging on to the small thoughts that he’ll change his mind and come back to you, you won’t get over this guy and move on.

    Do something that signifies the utter end of the relationship. One good way to do this is to give everything that belonged to your ex back to him. Don’t keep anything, no matter how big or small. If the items are minor, throw them in the trash. You need to clear your space of anything and everything that is his. Clearing him from your physical life is a way to clear him from your emotional life.

    Next, depend on your friends during this time. Guys will come and go, but girlfriends are forever. If you were deep into your relationship, you might have unconsciously ignored your friends. Now is a good time to rekindle those relationships. They’ll help you get over your guy and improve your social life.

    Your girlfriends may have had similar break ups in the past and they can help you deal with it. They’ll give you an ear and a shoulder. Also, they can help you understand that others have survived and you will too.

    Now that you’re no longer spending your time with your ex, you’ll have some extra time on your hands. Use this time in a productive way. If you’ve allowed your body to slip, get back into the guy and tighten it up. You could also take up a new hobby. One great use of this time is to join a group or class. This will not only help you to learn something new, but it will open up a new circle of friends to you.

    Lastly, the best thing you can do to get over a guy is to just move on. With your old friends and the new ones you’ve made in your class along with your extra activities you should have plenty to fill up your calendar. After this transformation, you will emerge as an improved and well-rounded person.

    Category Post Divorce | Tags: ,,, | Comments Off

  5. How To Photograph Marketable Images of Lifestyle Subjects

    nowszowik

    Lifestyle images photography is one of the most under appreciated stock photography niches. It’s a field packed with high-paying buyers with a never-ending need for fresh contemporary images, and it’s a field many photographers just aren’t interested in. And that makes it one of the most lucrative fields of all for the talented Lifestyle Photographer.

    Strong commercial images of lifestyle themes capture a slice of life in an engaging way that draws the viewer in and establishes an emotional connection. It gets the viewer to a mental space where they can imagine themselves (or their friends/family members) in the same situation, or at least leaves them wondering what the experience would be like.

    It’s that viewer-connection that lifestyle picture buyers are looking for, so they can append their own message to the image. When you capture lifestyle images that convey that kind of message, you’re creating images with real commercial potential, high appeal and very limited competition.

    For better or worse, most photographers are a little bit shy when it comes to photographing people, and many of those who do are reluctant to get involved and really direct their models. A lot who consider themselves life style photographers tend to hang back and document human activity, rather than going hands-on and composing the images their buyers actually need.

    As a result, those life style photographers who take a professional approach and work with carefully selected and directed models to create strong images with a clear message or storyline, are generally going to do very well.

    You can use (unpaid) friends and family as your models, as long as you control the shoot. That usually means making sure everyone is clear of what message you’re trying to convey, and ensuring all the components of the image… location, clothing, styling, props, poses, expressions,lighting… are all congruous with that theme.

    As far as lighting goes, the key is usually to keep it simple. Plan outdoor shoots with dual locations… the ideal overcast day location, and a back up site out of direct sunlight. Have reflectors and fill lighting available to balance it out. Indoor shoots can usually be handled with a simple off-camera flash set up, again using reflectors and bounced light to create the desired result.

    For the shoot itself, communication with your model(s) is paramount. Before you start everyone should be on the same page, totally clear on what you’ve got planned. Then as you start the shoot, try for a few different moods and themes, and watch what your model is most comfortable with and adept at. Once you have a few specific ideas, work through each individually, directing the model as required to get the desired images.

    For all this direction and management, the real key for creating successful images of lifestyle subjects is to ensure the images look natural and unstaged. Models will rarely be looking directly at the camera, but instead should be connecting physically and emotionally with the situation that you’ve placed them in.

    All the components of the images need to fit, and there should be something going on – other than a photo being taken – that the viewer can immediately recognise and connect with. There should be enough detail to tell the story, but not so much that it becomes cluttered.

    Beyond that, there really are no limits to the subjects and themes that can work. Sports are big, as is any sort of recreational activity, family activities and interactions, eating, drinking, relaxing… anything people do can work, and if you shoot it in a way that buyers can hitch their own message to the image, then it will usually sell as well.

    Lifestyle photography buyers will be interested in the demographic and ethnicity of your models as much as the activity itself, so try to use different models in the same set up whenever you can. You can also vary clothing, styling and props to create a different moods & storylines from the same set, and increase your output exponentially.

    Finally, remember that lifestyle images are all about the person being photographed and what they’re experiencing at that point of time. The problem with amateur models is that they often struggle to convey that, so if you’re serious about this, you’ll either need to pay for professional models or get very good at directing your volunteers.

    Either way, if you focus on creating images that people can look at and connect with; images that people recognise themselves or their own friends and family in, or wish they could be part of, then you’ll be shooting some of the most lucrative stock photography possible.

    Category Marriage | Tags: , | Comments Off

  6. Online Dating For Men – Frankenstein Or Gallant Knight? – Five Crucial Tips Every Man Should Know

    nowszowik

    I’ve spent a lot of time on online dating sites over the last few years with quite a bit of success. My style at this point in my life is to look for great dates, not for marriage, hence, I’ve been dating here for awhile, have met some great people, and had a ton of fun.

    So it’s amusing to me when I talk to other guys who are jaded by online sites. There are so many beautiful women out there but a lot of guys don’t spend the time it takes to make themselves attractive to those women.

    I’m here today with some tips that can skyrocket your success with online dating making you the catch of the day.

    First, don’t assume anything. Don’t assume a woman can figure you out if you’re not willing to put any effort into your post. My sister regularly shows me guys she comes across or who contact her on her sites, yes that’s plural. More about that in a minute. But it’s amazing to both of us that so many guys don’t put in the effort it takes to make their post approachable.

    Second, there are a huge amount of profiles that lack a picture. Here’s your clue. Almost all women won’t click on or even acknowledge a post missing the picture. Why? She will automatically assume you’re married and/or hiding something and pass you by.

    If you don’t know how to put up a pic, go to a friend or local college or place a post on Craigslist asking for instructions or help to upload pictures to a website. It should be very inexpensive just to get a college kid to do it for you. Then make sure you have a very good head shot showing you smiling. There is no better pic you could have than that because a woman will judge your warmth from your smiling eyes and mouth/wrinkles.

    Third, don’t limit yourself to just one online site. There are multiple dating sites, some super expensive and some free. Best to set up more than one profile in more than one place. You’ll reap the benefits of fishing in multiple ponds.

    Fourth, when your profile has been up for awhile, change your pictures to something more fresh or more in season. If it’s summer and all your pictures are of you skiing or snowmobiling (with you suited up and a helmet on – mind you) she’s going to automatically know your pictures aren’t recent. Period. So my recommendation is to refresh your site about 4 times a year with the seasons. That way, you’re looking current to her when she clicks on you.

    Fifth, write about yourself from the perspective that you’re not depressed that this online thing isn’t working so you’ll just give it one more shot to see if anybody’s out there. That tells her that you’ve been unsuccessful for a long time, so something’s wrong with you. She might not know that you had surgery and were out of commission for dating for the last three months, so tell her! Be upbeat and not desperate.

    Just as in real life, talking about yourself to a stranger can be a little unnerving. Relax and write your post like you’re writing to an old friend. These are some of the tips I use for myself and recommend to my followers. Try it. It works.

    Category Friendship | Tags: ,,,, | Comments Off

  7. Sources for Free Tattoo Ideas and Tattoo Design Ideas

    nowszowik

    Have you been wanting to get a tattoo but don’t have an exact idea or not sure what you want? Tattoos are so popular and there are so many ideas but many of us feel stuck at times on the exact tattoo we want to get. For me I often feel stuck when I think of how permanent a tattoo is. I see a lot of cool designs that I like at the time but when I start thinking about the having it permanently done I start to change my mind and look for something else.

    Others have the idea or rough plan of what they want but they can’t find any good source material or flash that matches what they want. Some of our customers state that they have spent months looking for a certain tattoo design. They look through all of the flash sites and etc. but still can not find what they are looking for.

    This is a huge problem, you end up wasting a lot of time and feeling frustrated. However there are some simple ways around this problem.

    1. First you should always pull ideas for tattoos from things that you like or are into. Don’t go and get a tattoo just because you saw someone with one and you thought he or she was cool. A tattoo will be with you forever and so it should be something from you not from outside. Along these lines don’t do the stupid thing of going out to get a tattoo with a friend and be pressured into getting the same thing he or she gets just because you don’t want to look stupid. Tattoos are permanent and therefore should state something about you and what you love. Therefore if you spend time just thinking about the things you like and things that you identify yourself with you are likely to come up with some great ideas. For example for me I love being outdoor and nature and so I like star tattoos a lot and nature themes. I also like a lot of the native American and traditional Japanese designs. My wife is from Japan and she has this plan of getting a Cherry tree branch full of cherry blossoms across her back. These are very significant images for the Japanese. They symbolizes the new year and new life or even renewal of life. So as you can see your tattoo should be something you identify with.

    2. Once you have some rough ideas it is typically time to go online and look for some images. Now lets take the Cherry blossom for example. Some place you could look for a tattoo would be clip art. You can search using Google’s image search feature or go to Microsoft online clipart gallery. Either place you can find either a clip art drawn piece or actual source photos. Both will lead you to some good source materials that will help in the design stage.

    3. Next you want to take you source materials (photos or clip art) and show them to a tattoo artists. You might also try some initial sketches if you are artistically inclined. Even something with simple line art or pigeon scratches can tell you tattoo artists a lot about what you are looking for. So take everything you got and show it to your tattoo artist and then let them design the tattoo for you. Remember the more accurate and detailed you can be with your description the more happy you are going to be with the results and the whole process will be much easier.

    4. Most tattoo artists will then provide you with an actual design shaded in and with color and the line art of the design. If you are getting this done online then you can take that to your local tattoo parlor and find some one to do the actual tattoo for you. Often you can also ask for referrals from the original tattoo artists. Typically they can do the work themselves if you live within driving range.

    If you take these steps into consideration and actually do a little bit of homework and find your source materials and provide lots of details about what you are looking for then you are sure to get the design of your dreams.

    Category Engagements | Tags: | Comments Off

  8. What Is Metallic Printing?

    nowszowik

    Anyone who has the need for printed materials can benefit from metallic printing – because it stands out. So many different industries are using printed materials such as business cards, flyers, brochures, postcards – the list goes on and on. Customers are so used to seeing advertising material, that after a while, it all starts to look the same. Due to this fact, it would behoove us to diversify the way we approach the design of ads, packing or other promotional material. In order to catch a potential customer’s eye, these printed materials should stand out and metallic print options do it!

    Advances in technology have greatly contributed to the effort of fashioning really nifty looking marketing materials. By employing metallic ink on your different media, you show your audience that your service or product is dynamic or even exciting. For instance, if you are sent a black and white flyer for carpet cleaning, you may glance at it for a second and then in the trash it goes. Whether it is conscious or not, you will think that this company does not even put much thought into their ads, so why would they be a good provider of this service?

    Metallic ink on printed material consists of real pieces of certain metals in the pigment, to give the printed words or pictures have a finish that looks like real metal (because it is!) Commonly used metal flakes can include copper, zinc and aluminum. These small pieces in the pigment do not actually show up as dots visible to the naked eye, but rather look like a continuous uniform color that can mimic whatever metal-type aesthetic you are going for. If you really want to wow people you can even employ a gold pigment that jumps off the page.

    There are different methods of utilizing this product, such as the tried and true dry tapping, where the metallic ink is laid before regular ink. There is also what is called MetalFX, which makes it easier to apply several layers of color to achieve different hues of a specified color. You can choose different techniques for different types of printed materials and explore unlimited color schemes and designs that will make for long-lasting promotional items that your current clients and potential customers will remember. By utilizing metallic printing as a tool in your marketing arsenal, you can most definitely impress your desired demographic.

    Category Dating | Tags: | Comments Off

  9. How to Make the Most Out of Your MIDI Keyboard

    nowszowik

    If you’re a musician, professional or amateur, then you may want to get yourself a MIDI keyboard. It’s a piano type interface which sends MIDI (Musical Instrument Digital Interface) signals to other electronic devices or your computer – as long as they use the same MIDI protocol interface or have a Digital Audio Workstation program running.

    If you’re into composition then it’s a great tool to have. This is because you can do things on your own that wouldn’t have been possible years ago. Before when you wanted to compose something you needed to have musicians or an orchestra come in to a studio wherein they play the music that you have written down. Nowadays, you can do it all yourself and still have access to a full orchestra right at your fingertips. That alone saves you time and money as you don’t really need to practice or have a lot of talent in order to create music. With its built-in collection of sounds and instruments you can pretty much be your own one man band or orchestra depending on your preferences. All that with just one MIDI keyboard. Of course if you’re a full-blown professional then you can really bring out the most out of your machine and it can give you great results. Of course the results may vary depending on the type of machine you have and the kind of sound system you’re connected to.

    Basically the sound quality is dependent upon the keyboard itself and the software and sound system you’re using to translate those MIDI signals into sounds. The better the quality the better the sound you’re going to get. Portability comes to mind as well when it comes to having a MIDI keyboard. This is especially true of the smaller units – typically with 25 keys or less. You can carry them anywhere and still have the workstation you need to create great compositions.

    The features and type of keyboard you get will also determine its usefulness and also affect just how much use and advantage you can get out of your workstation. The number of keys can give you more options in terms of sound making – the more keys the more options. Same with the controllers, knobs and sliders: more is often better – often but not necessarily the case every time. If you’re able to create the sound you want with the controllers available then there is no need to get one with more. Even if you have more but you’re only able to make use of 60% of its potential then you’re wasting the other 40%.

    The size can also matter – if you get a big one but can only use it in certain areas then it’s a white elephant. Get the size that is useful for you in your work and in terms of your usage. Having a MIDI keyboard can help you become a good musician and can inspire and motivate you to create wonderful music that can compare with the rest of the world – even if you’re just one person doing it.

    Category Conflict | Tags: | Comments Off

  10. When Do I Cancel My Insurance When Selling A Car?

    nowszowik

    The timing of cancelling your insurance when selling a car is important and should be done at the proper time. Cancelling too early could cost you big time if you have something happen to your car, and leave you with headaches that you could have avoided.

    When to cancel your insurance policy.

    The time to cancel your insurance, when selling a car, is once the title transfer is complete. It is recommended that to protect yourself from liability, waiting until the transfer is complete will secure you through you safely through this process.

    Cancelling your insurance policy before this time could pose a couple situations that could cause you unnecessary headaches and could cost you money.

    While potential buyers are test driving your car, you will want the policy in tact should an accident occur while a new driver is driving your car. The probability of this is greater because the possible buyer is not familiar with your car.

    An additional reason not to cancel the insurance until the title is transferred is that sometimes deals can fall through. If your deal falls through and you’ve cancelled the policy you will be left with your vehicle and no insurance.

    It is important to have your insurance active while you go to look for a new vehicle. The car dealership is going to ask for proof of insurance before granting any type of loan for a new vehicle.

    So if you plan to purchase a new vehicle in the near future, you may not want to cancel, rather simply transfer your policy once you have found your new dream car.

    How to cancel your insurance policy.

    If you are immediately going to purchase a new vehicle, simply call your insurance agent and have the insurance transferred to the new car. The agent will want to know the VIN, make, model, year and mileage on your new vehicle. If you paid cash or if you took out a loan for the new vehicle will also determine the coverage you will need on your new vehicle.

    If you have paid your insurance 6 months in advance, ask that the agent to pre-rate to determine any differences in cost. Most insurance agencies will do this for you.

    If you do not plan to purchase a new vehicle, then continuing your coverage after selling your car, would be a waste of money. In this case, speak with your agent and ask what the formal cancellation procedure is to discontinue coverage.

    Do not simply stop payment leaving the insurance policy lapse. This could end up being very costly when you go to purchase further insurance policies.

    Category Commitment | Tags: | Comments Off

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